Why Pet Owners Love Nibbles’ “All-in-One” Card

A Rewards Credit Card That Pays for Vet Bills and Earns Points

Key Points:

  • Pet parents save with $10,000 coverage for vet bills.
  • Earn 3X points on pet food, grooming, and vet visits.
  • $500+ yearly savings via discounts and partner perks.
  • Built by pet owners who faced financial stress.
  • Portion of profits supports animal charities.
  • Combines rewards card + insurance in one tool.

If you’ve ever panicked over a surprise $800 vet bill or felt guilty skipping your dog’s teeth cleaning because of cost, you’re not alone. Pets are family but caring for them can get expensive fast. That’s why pet parents are buzzing about the Nibbles Rewards Credit Card, a first-of-its-kind tool merging pet insurance, savings, and rewards into one simple solution.

Let’s break down why this card is a game-changer.

One Card, Two Big Wins: Rewards + Peace of Mind

The Nibbles card isn’t just for swiping, it’s built to cover up to $10,000 annually in accident and illness costs. That means if your cat swallows a hairball or your pup tears a ligament, you’re not scrambling to pay the bill.

But here’s the fun part: every time you spend on pet food, vet visits, or even grooming, you earn 3X points. Those points add up fast, imagine turning routine purchases into free pet store gift cards or cashback.

“We founded Nibbles on the belief that pet parents should be rewarded for the love and care they provide,” says Rafael Lopez, CEO and co-founder. “This card simplifies pet care by combining financial flexibility with meaningful savings.”

$500+ in Annual Savings (And How to Use Them)

Beyond insurance, the card unlocks exclusive discounts like 7% off prepaid stays with Booking.com (perfect for pet-friendly vacations) and free Instacart+ deliveries for stocking up on kibble. Add partner deals on grooming, boarding, and pet meds, and the average user saves over $500 a year.

Why Nibbles’ Founders Built This Card

The team behind Nibbles? They’re pet parents, too. Lopez shares that many struggled with “impossible choices” when faced with sudden vet costs. That pain point inspired the card’s design:

“Everything we do starts with one question: ‘Will this help pets and pet parents?’ If the answer isn’t ‘yes,’ we don’t do it.”

This “pet-first” mindset also drives their giving back program. For every dollar Nibbles earns, a portion goes to animal charities—so even using the card helps pets in need.

More Than a Credit Card: Giving Back to Pets in Need

Nibbles calls this their Pet-First Philanthropy initiative. Since launching, they’ve funded everything from low-cost spay/neuter clinics to shelter food banks. As Lopez puts it:

“Pets give us unconditional love. The least we can do is make sure they’re cared for, whether they’re ours or waiting for a home.”

The Bottom Line

Pet care shouldn’t mean choosing between your wallet and your furry friend’s health. The Nibbles card tackles both with $10,000 insurance, 3X rewards, and perks that make life easier (and cheaper). Best part? It’s designed by people who’ve been in your shoes because nothing beats a solution built by pet parents, for pet parents.

Ready to simplify pet care? Learn more about the Nibbles Rewards Credit Card at nibbles.com.

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